Insurance and Risk Management

Alberta Tourism, Parks, Recreation & Culture

  • Insurance and the Alberta Tourism Industry - November 2005 [9 pages]

    Produced by Alberta Tourism, Parks, Recreation & Culture in order to address concerns Alberta tourism operators have in regards to insuring their tourism businesses. Outlines the insurance industry today, and discusses what steps various organizations, including the Canadian Tourism Commission [CTC], the Council of Tourism Associations of BC [COTA] and the Tourism Industry Association of Canada [TIAC], have taken to assist tourism operators in obtaining insurance for their business.

Canadian Tourism Commission

CanadaTourism.com is the official website of the Canadian Tourism Commission, a federal crown corporation that works in partnership with Canada's tourism businesses to increase awareness of and promote Canada as a world-class all season tourism destination.

The Canadian Tourism Commission has produced a number of resource tools to help tourism operators manage risk. These resources also suggest cost effective strategies for transferring risk to other parties, including insurance companies.

The following resources are available through the CTC website:

  • Industry Relations

    • Risk Management Guide for Tourism Operators [44 pages - 2003]
      This guide contains industry-specific risk management tools that can be practically applied by businesses in all tourism sectors. The guide also provides risk management best practices for the tourism industry that will assist tourism operators in managing and insuring their prominent business risks.

    • Risk Management and Insurance Guide for the Adventure, Ecotourism and Alpine Skiing Industries [25 pages - 2001]
      This guide contains industry-specific risk management tools that can be practically applied by businesses in all tourism sectors. The guide also provides risk management best practices for the tourism industry that will assist tourism operators in managing and insuring their prominent business risks.

  • Product Innovation and Enhancement

    • Insurance Tutorials for Outdoor Tourism Businesses [54 pages - 2003]
      These tutorials were developed to provide a basic understanding of insurance as it relates to operating an outdoor tourism business. The tutorials are limited to topics relating to property and casualty insurance [P&C]. P&C is commonly referred to as "general insurance" and refers to insurance products other than those, which fall under life and health insurance. P&C insurance products include automobile insurance, residential and commercial property insurance, liability insurance, business interruption insurance, and a variety of other insurance products.

    • Insurance Issues and Alternatives in the Outdoor Tourism Sector in Canada [60 pages - 2003]
      This document discusses the insurance issues faced by the outdoor tourism sector today. It also proposes alternatives to the traditional insurance purchasing process that are available to the outdoor tourism sector.

    • Database of Insurance Service Providers for Adventure and Ecotourism Operators [36 pages - 2002]
      This database provides operators with an accessible and central insurance services resource.

Other Resources

  • WorkSafe BC - Health and Safety Centre

    This site contains links to tools, publications, and other resources to help prevent the most common injuries and illnesses in the tourism and hospitality industry.